Partner in customized actuarial service
Arcturus is your partner in actuarial services. We are an enthusiastic team of all-round specialists for non-life insurance, health insurance, life insurance and pension insurance.
News
Our experts follow the news relevant to the insurance market. We provide comments on interesting developments. We are eager to think along with you about your future.
Complex challenges regarding disability insurance for self-employed
Rachel Bonsel has been a Partner at Arcturus since 2021. What drives her? The variety in her work, the collaboration within the partner team, mentoring colleagues, and tackling strategic (client) challenges. The mandatory disability insurance (AOV) for self-employed is one such challenge.
How to turn regulations into social added value
Insurers are faced with the challenge of complying with stricter regulations on sustainability. However, you could approach this challenge differently: where regulations are often experienced as a burden, they give opportunities to proactively contribute to social change.
A closer look at inflation: what data are relevant?
DNB expects that inflation in the Netherlands will decrease in the coming years and that a situation of price stability will be in sight again within a few years. Which inflation data are relevant for the valuation of the technical provisions of a non-life insurer? An analysis.
Your ideal partner for the actuarial function
We will fill the actuarial function appropriately, depending on the nature and size of your organization. At larger insurers, we are a sparring partner for internal actuaries and an independent advisor for management and board. The actuarial function advises the board with expert assessment of pricing, reinsurance, technical provisions and ORSA. Being critical as well as thinking along with you; we show that it is possible!
At smaller insurers, in addition to the actuarial function we also provide a first-line actuarial team, completely independent of each other. The first-line team supports pricing, technical provisions, capital calculations, risk scenarios for the ORSA. With our Solvency tools, you comply with all mandatory reports (Solvency, RJ, IFRS) and we help you to work more efficiently and to speed up processes.
Product development and pricing
Product concept
Risk calculation
Pricing
Your own dashboard to gain efficiency
Solvency tools
Arcturus offers practical tools for insurers in the Solvency II world. You can obtain a license (Solvency Tool, ORSA Tool), or hire us to apply these tools for you:
- Arcturus Best Estimate Tool – modeling of technical provisions
- Arcturus Solvency Tool – for calculation of the Solvency Capital Requirement (SCR)
- Tool for producing XBRL-reports to DNB (Arcturus holds an external license for this)
- Tool for the valuation of the mortgage portfolio
- Tool to calculate the ‘200 meter concentration risk’ (part of non-life Man Made catastrophe risk)
- ORSA Tool – for projecting scenarios on the Solvency II balance sheet
- Pricing Tool – to make detailed tariff analyses
Arcturus as your sustainability partner
Arcturus helps financial institutions make sustainability transparent and manageable throughout the entire chain. Through knowledge sharing on sustainability and climate change – as well as the regulations surrounding them – we help you meet new obligations. The ‘how’ is central to our approach. With our innovative tools, you can quickly map (material) risks to improve risk management, support strategic decision-making, and serve your customers more effectively.
Climate tools
The Arcturus’ in-house developed tools help to easily quantify and visualize climate risks in general insurance portfolios. This enables insurers to perform detailed and strategic risk management. For practical transition plans, adaptation strategies and quantitative risk appetite frameworks, we offer:
- Tools for materiality analysis: CO₂ emission model (motor vehicles), Energy label model (property), Green QRT tool.
- Tools for quantifying climate risks: Flood model, Hail model, Wildfire model.
- Tools for long-term climate scenario calculations: ORSA tool, Capital projection tool (20-year outlook).
Arcturus celebrates 25 years
It’s already been 25 years since Arcturus was founded, with the aim of bringing together actuarial knowledge and experience. Arcturus Road was the street in Zimbabwe where Jan Hooper, the founder of Arcturus, spent her childhood. Interestingly enough, the name Arcturus also echoes our profession: actuary. Coincidence—or a wink from fate?
What’s more, Arcturus is also the brightest star in the constellation Boötes, the Herdsman. In June, around midnight, the star is clearly visible in the southern sky. The ancient Greeks called it the “guardian of the bears,” due to its position near the Great Bear constellation. And as you might have guessed, this forms a beautiful bridge to the work we do.
The actuaries and data scientists at Arcturus shine their light in complex risk environments. Today, our team consists of around 30 people, and every day we work with enthusiasm and ambition on a wide range of topics—ranging from all-round actuarial tasks and dashboard development to tool building and sustainability challenges.
Working at Arcturus
Would you like to know who works at Arcturus, or curious about our job opportunities? Then take a quick look at our Careers page!
Rachel Bonsel
+31 6 3043 0350
rachel.bonsel@arcturus.nl
Patrick Dannenburg
+31 6 2354 6181
patrick.dannenburg@arcturus.nl
Michiel van Dellen
+31 6 1019 8714
michiel.vandellen@arcturus.nl
Melchior Mattens
+31 6 3711 9707
melchior.mattens@arcturus.nl
Contact us
Where can you find us? Would you like us to contact you? Fill in the form and we will contact you.
Franz-Lisztplantsoen 260
3533 JG Utrecht
+31 6 3043 0350